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What our clients say about us:

Nita Werner

President & CFO, Ornelas Enterprises, Inc

Why Choose Us? 
Get a customized plan, instant protection and a fresh start

Proven solutions

We evaluate your business and personal situation and determine a strategy best suited to reduce your business debt and personal guarantee.  

Stay in control

Our debt strategies are designed to avoid bankruptcy. No lengthy legal battles or attorney fees. Just a straightforward business strategy that works and eliminates debt.

Reduce SBA Debt Up To 90% With "Offer in Compromise"

BBB Approved A+ Rating

We've been helping businesses for over 11 years. Our track record shows we care for our clients and we promise to give you an honest approach to your business debt issues.

Settle SBA Debt affordably and avoid bankruptcy. The Offer in Compromise (OIC) program is available through every SBA lender in America.

With a successful Offer in Compromise, the SBA will reduce your debt to what you can actually afford - saving you up to 90%.

Be aware, the Offer in Compromise process must be navigated by an expert. Most lawyers are not experts and often fail. 

Second Wind has succeeded with over 2,000 SBA "OICs". More than anyone in America, working with every SBA lender from coast to coast. 
Find out how much you can save with a free assessment.

Second Wind got us out of basically going bankrupt. If I had not found Jared and Second Wind, I’d say there would have been 20 people without jobs, 20 people who couldn’t pay their rent, 20 people who couldn’t buy food for their kids.

So when I tell people everything about Second Wind, I start out with that. I say that they saved us from the darkness. And I literally praise the day that I found them on Google. It was literally the best day ever when I found Second Wind. And I tell people that all the time.

Here’s what will happen next:

Initial Assessment

We'll contact you for an initial fact-finding conversation to assess your situation.

Full Debt Consultation

We'll schedule a no-obligation, one-hour consultation with a RISE Debt Elimination Strategist within 24 hours.

Know Every Option

You decide the path that is in your best interest.

Our Specialties:

  • SBA Offer in Compromise
  • SBA Guaranteed Loans 
  • Merchant Cash Advances
  • Traditional Bank Loans
  • Leases & Lines of Credit
  • Franchise Commitments

Your Benefits:

  • Resolve Personal Guaranty
  • No Chapter 7 Bankruptcy
  • No Lawyers Required
  • Not Debt Consolidation
  • Eliminate Financial Trouble
  • Avoid Liquidation

As seen on:

92% Saved84% Saved93% Saved

Our Results

Second Wind has saved more businesses than anyone else

Debt $1,039,500
Paid $80,000

Debt $443,783
Paid $70,000

Debt $150,000
Paid $10,000

81% Saved

Debt $193,654
Paid $35,000

Bob Flagg

President, Massachusetts Water Company

I was skeptical, but they were so certain this strategy would work, so convincing, I decided to trust them. What a good decision that was. The Second Wind team guided me through some hard times

As reported by Bloomberg Businessweek 08/2020: